nextJoy

nextJoy is a financial education app designed to teach young people money management skills while keeping parents informed every step of the way.

Built for minors under 18, the app lets young account holders learn real financial responsibility through hands-on experience. They can make purchases with a debit card, send money instantly via Pix, receive scheduled allowances, and pay bills directly from the app—all under parental oversight. Parents or guardians monitor all activity in real time, ensuring safety while their children build confidence making independent financial decisions.

Personalization makes learning engaging: choose from Disney character themes to customize the interface, and explore discount coupons to understand how savings add up. A built-in savings account teaches the value of setting money aside, turning financial education into a family conversation rather than a lecture.

Opening an account is free and simple—it links to a parent or guardian's existing next or Bradesco account, creating a secure financial connection across the whole family. nextJoy removes barriers to early financial literacy, giving young people the tools and autonomy to grow confident money managers.